Korea Scoring

Determines whether a new customer is good or bad based on the customer's general information provided in the loan (or credit card) application and financial information. The measures are estimated at the point of application process.

ASS is used in the screening and approval tactics of credit loans, providing grounds for determining reasonable interest rate and credit limit for each applying customer.

Measures the default rate based on the customer's (periodical and non-periodical) repayment pattern. Unlike Application Scoring System (ASS), BSS determines whether a customer is good or bad by analyzing repayment pattern over the period of post-loan execution to a specific point (or to certain months after credit card issue).

Measures a customer's repayment pattern, collectibility based on external credit data and others at the point of collection channel allocation. In general, the scoring process is calculated at the point of declaration of default, after loan execution.

Risk Index refers to calculated composite index involving asset adequacy-related variables. This will help you to understand the risk level of your asset in a more simplified, intuitive way.

A process including analyzing and integrating customer information of a company, planning marketing tactics based on customer characteristics, and providing support, evaluation, feedback to the client.

Fraud Detection System (FDS) allows you to monitor various types of fraud and prepare for ever-shifting scam tactics. With FDS, you will be able to take instant action on any fraudulent act.

Our self-developed ScoreModeler™ is a specialized Model-developing solution.
ScoreModeler™ allows you to build predictive models for diverse and unique industrial areas.

This strategy management system supports you to establish sound credit score and effective strategy in line with your customer's demand and market trend.

A system for efficient management of overdue bonds. This user-centered system is equipped with handy operation and control on model scoring management and operation strategy structure.

ARIS will help you to reach optimization point on risk management. Using ARIS, construct an objective, comprehensive assessment system for asset adequacy on inter-enterprise level. On the external level, ARIS will help you to obtain precise information on the market trend and your company's current position in the market.