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Risk Index & EWS
ASS BSS RSS Risk Index & EWS Customer Relationship Management (CRM) Fraud Detection System (FDS) Score Modeler Polaris Credit Viewer CESS ARIS
Risk Index & EWS
Risk Index

Composite index calculated based on asset adequacy-related variables that can facilitate your understanding of your own risk level in a simple, intuitive way. In general, 'standard index methodology' is applied when developing risk index.

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Forecasting Model

Estimates the directivity and durability of future risk with various preceding variables of Risk Index, selected from various information (Solvency Ratio / Macro Index / Market Index). Using VaR model(Multivariate time series model), Forecasting Model can build the optimal predictive model through causality test, impulse response analysis, and variance decompositions.

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Macro Index

Provides current states and prospects of household credit market's credit activity and solvency, based on Macro Indicator and Micro Index. Macro Index provides "Paradigm shift" information of household credit market. From changes in the indicators that consist Macro Index, you will be able to understand the potential factors that lead market change.

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Early Warning System (EWS)

Identifies customers' insolvency in advance and controls exposure of credit risk at early stages. EWS allows you to understand each customer's characteristics with various risk management index and to manage bad customers and customers with insolvency-probability in advance.

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